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(630) 868 9127

david@htgwealth.com

(630) 868 9127

david@htgwealth.com

Sign Up For Our Newsletter: Get Weekly Insights + Take Us For a “Test Drive”

(630) 868 9127

david@htgwealth.com

Holistic Financial Planning
Holistic Financial Planning
Holistic Financial Planning
Tax Planning & Prep
Tax Planning & Prep
Tax Planning & Prep
Investment Management
Investment Management
Investment Management
Financial Advisor in Naperville, IL

RETIRE WITH CLARITY

Your best years are ahead of you. Work with a team that knows how to make sure you’re confident in that statement. 

SCHEDULE A CALL

SCHEDULE A CALL

SCHEDULE A CALL

FOR OVER 30 YEARS, OUR TEAM OF ADVISORS HAS BEEN ANSWERING YOUR BIGGEST RETIREMENT QUESTIONS:

  • What can we afford to spend?

  • Am I invested the right way?

  • When should we draw social security?

  • Should we pay off the house?

  • How does Medicare work?

  • What if we have another recession?

STOP GUESSING. GET THE CLARITY YOU NEED.

Holistic Financial Planning

Investments are a big piece of the puzzle for retirement, but they’re just one piece. We’ll develop a custom Retirement Action™ Plan to address your Retirement Income Strategy, Healthcare Needs, Legacy Planning, and more. 

Holistic Financial Planning

Investments are a big piece of the puzzle for retirement, but they’re just one piece. We’ll develop a custom Retirement Action™ Plan to address your Retirement Income Strategy, Healthcare Needs, Legacy Planning, and more. 

Holistic Financial Planning

Investments are a big piece of the puzzle for retirement, but they’re just one piece. We’ll develop a custom Retirement Action™ Plan to address your Retirement Income Strategy, Healthcare Needs, Legacy Planning, and more. 

Investment Management

A great retirement investment strategy isn’t about removing risk entirely – it’s about removing income risk. Our Two Bucket strategy means you’ll have plenty of safe dollars to live off of, while still capitalizing on market growth.

Investment Management

A great retirement investment strategy isn’t about removing risk entirely – it’s about removing income risk. Our Two Bucket strategy means you’ll have plenty of safe dollars to live off of, while still capitalizing on market growth.

Investment Management

A great retirement investment strategy isn’t about removing risk entirely – it’s about removing income risk. Our Two Bucket strategy means you’ll have plenty of safe dollars to live off of, while still capitalizing on market growth.

Tax Planning & Prep

Taxes don’t go away in retirement. In fact, a solid, well-executed tax strategy becomes that much more important. We’ll develop and implement a tax strategy to minimize your lifetime tax bill using Roth conversions, gifting strategies, and maximizing your credits and deductions.

Tax Planning & Prep

Taxes don’t go away in retirement. In fact, a solid, well-executed tax strategy becomes that much more important. We’ll develop and implement a tax strategy to minimize your lifetime tax bill using Roth conversions, gifting strategies, and maximizing your credits and deductions.

Tax Planning & Prep

Taxes don’t go away in retirement. In fact, a solid, well-executed tax strategy becomes that much more important. We’ll develop and implement a tax strategy to minimize your lifetime tax bill using Roth conversions, gifting strategies, and maximizing your credits and deductions.

SCHEDULE A CALL

SCHEDULE A CALL

SCHEDULE A CALL

HERE'S WHAT OUR CLIENTS HAVE TO SAY

HERE'S WHAT OUR CLIENTS HAVE TO SAY

READ GOOGLE REVIEWS

READ GOOGLE REVIEWS

READ GOOGLE REVIEWS

40+ Five-Star Reviews

5.0

5.0

5.0

STRAIGHTFORWARD FEES

Our fee structure is very unique in the industry and we’re proud of it. We charge a flat percentage of the assets we manage only on the first $2M invested. Anything above that, and your fee is capped, because the complexity on our end doesn’t truly increase. We believe this is extremely fair to our clients, and that’s our goal.

Full-Service at a Flat Fee

Our fee structure is very unique in the industry and we’re proud of it. We charge a flat percentage of the assets we manage only on the first $2M invested. Anything above that, and your fee is capped, because the complexity on our end doesn’t truly increase. We believe this is extremely fair to our clients, and that’s our goal.

Full-Service at a Flat Fee

Our fee structure is very unique in the industry and we’re proud of it. We charge a flat percentage of the assets we manage only on the first $2M invested. Anything above that, and your fee is capped, because the complexity on our end doesn’t truly increase. We believe this is extremely fair to our clients, and that’s our goal.

Full-Service at a Flat Fee

Our fee structure is very unique in the industry and we’re proud of it. We charge a flat percentage of the assets we manage only on the first $2M invested. Anything above that, and your fee is capped, because the complexity on our end doesn’t truly increase. We believe this is extremely fair to our clients, and that’s our goal.

No Fee Beyond $2M Invested

Yep, you read that right. We only charge a fee on the first $2M you invest with us, so your fee is capped at a maximum amount. Most often, your plan doesn’t get significantly more complex beyond this point, so we don’t feel right charging you more just because you invest more money with us.

No Fee Beyond $2M Invested

Yep, you read that right. We only charge a fee on the first $2M you invest with us, so your fee is capped at a maximum amount. Most often, your plan doesn’t get significantly more complex beyond this point, so we don’t feel right charging you more just because you invest more money with us.

No Fee Beyond $2M Invested

Yep, you read that right. We only charge a fee on the first $2M you invest with us, so your fee is capped at a maximum amount. Most often, your plan doesn’t get significantly more complex beyond this point, so we don’t feel right charging you more just because you invest more money with us.

Tax Planning, Prep, and Filing Included

Most financial advisors will give you some loose advice around taxes but stay pretty hands off. This leads to a lot of missed opportunity. By preparing and filing your taxes in-house, we can ensure that your financial plan is truly tax optimized, and the strategies we design are implemented correctly and proactively. If you have an accountant you like, we’ll discount your fee and collaborate with them directly.

Tax Planning, Prep, and Filing Included

Most financial advisors will give you some loose advice around taxes but stay pretty hands off. This leads to a lot of missed opportunity. By preparing and filing your taxes in-house, we can ensure that your financial plan is truly tax optimized, and the strategies we design are implemented correctly and proactively. If you have an accountant you like, we’ll discount your fee and collaborate with them directly.

Tax Planning, Prep, and Filing Included

Most financial advisors will give you some loose advice around taxes but stay pretty hands off. This leads to a lot of missed opportunity. By preparing and filing your taxes in-house, we can ensure that your financial plan is truly tax optimized, and the strategies we design are implemented correctly and proactively. If you have an accountant you like, we’ll discount your fee and collaborate with them directly.

SCHEDULE A CALL

SCHEDULE A CALL

SCHEDULE A CALL

HOW IT WORKS

1. Answer a Few Questions

After answering a few questions on our intake form, we’ll discuss where you currently stand financially, what your retirement goals are, and what you’ve done so far to prepare for retirement.

1. Answer a Few Questions

After answering a few questions on our intake form, we’ll discuss where you currently stand financially, what your retirement goals are, and what you’ve done so far to prepare for retirement.

1. Answer a Few Questions

After answering a few questions on our intake form, we’ll discuss where you currently stand financially, what your retirement goals are, and what you’ve done so far to prepare for retirement.

2. Retirement Action Plan

Our team of specialists will put together a complimentary, personalized Retirement Action plan based on our discovery meeting. We will review and refine with you and outline what it would look like to work together.

2. Retirement Action Plan

Our team of specialists will put together a complimentary, personalized Retirement Action plan based on our discovery meeting. We will review and refine with you and outline what it would look like to work together.

2. Retirement Action Plan

Our team of specialists will put together a complimentary, personalized Retirement Action plan based on our discovery meeting. We will review and refine with you and outline what it would look like to work together.

3. Implement the Plan

Once we’ve aligned on a course of action, our team will set out to put it in place. We’ll schedule regular check-ins to keep you up to date and provide best practices to optimize your finances every year during your retirement.

3. Implement the Plan

Once we’ve aligned on a course of action, our team will set out to put it in place. We’ll schedule regular check-ins to keep you up to date and provide best practices to optimize your finances every year during your retirement.

3. Implement the Plan

Once we’ve aligned on a course of action, our team will set out to put it in place. We’ll schedule regular check-ins to keep you up to date and provide best practices to optimize your finances every year during your retirement.

SCHEDULE A CALL

SCHEDULE A CALL

SCHEDULE A CALL

RELIABLE. PROACTIVE. DOWN-TO-EARTH.

We’ve intentionally designed our team to support you in making your retirement years your best years. Our retirement specialists include a Certified Financial Planner, a Chartered Financial Analyst, and a Certified Public Accountant, giving us the ability to handle every aspect of your retirement plan in one place.

David Fortosis, CFP® is our owner and primary advisor. He’s built his firm and his home in Naperville, and loves working with local clients who he can meet in person and truly get to know.

SCHEDULE A CALL

SCHEDULE A CALL

SCHEDULE A CALL

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We get feedback all the time that our newsletter is short, actionable, and insightful. It’s not stuffed with a bunch of industry fluff. And it’s honestly one of the best ways to get to know David, how we think about things, and our working style to see if we’re a good fit. 

FAQS

How long have you been in business?
Isn’t it expensive to work with a financial advisor?
Where will our accounts be held?
How often will we meet?
Can you do our taxes too?
Are you a fiduciary?
How long have you been in business?
Isn’t it expensive to work with a financial advisor?
Where will our accounts be held?
How often will we meet?
Can you do our taxes too?
Are you a fiduciary?
How long have you been in business?
Isn’t it expensive to work with a financial advisor?
Where will our accounts be held?
How often will we meet?
Can you do our taxes too?
Are you a fiduciary?

WHERE WE WORK

We serve clients in person and virtually. If you're nearby, we’d love to meet in person at your home or at our office. Many of our clients are located in Naperville, Lisle, Geneva, Chicago, Wheaton, West Chicago, St. Charles, Glen Ellyn, and Winfield.

Heritage Wealth LLC is a financial advisory and wealth management firm in Naperville, IL.

Services

Financial Planning

Tax Planning & Prep

Investment Management

About

Our Team

Contact

Newsletter

Subscribe to our weekly newsletter for the newest updates.

© 2025 Heritage Wealth LLC. All rights reserved.

Privacy & Terms

Heritage Wealth LLC is a registered investment adviser in the State of Illinois and other states where it is appropriately registered. The Adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.

Heritage Wealth LLC is a financial advisory and wealth management firm in Naperville, IL.

Services

Financial Planning

Tax Planning & Prep

Investment Management

About

Our Team

Contact

Newsletter

Subscribe to our weekly newsletter for the newest updates.

© 2025 Heritage Wealth LLC. All rights reserved.

Privacy & Terms

Heritage Wealth LLC is a registered investment adviser in the State of Illinois and other states where it is appropriately registered. The Adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.

Heritage Wealth LLC is a financial advisory and wealth management firm in Naperville, IL.

Services

Financial Planning

Tax Planning & Prep

Investment Management

About

Our Team

Contact

Newsletter

Subscribe to our weekly newsletter for the newest updates.

© 2025 Heritage Wealth LLC. All rights reserved.

Privacy & Terms

Heritage Wealth LLC is a registered investment adviser in the State of Illinois and other states where it is appropriately registered. The Adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.